C. W. Howard Insurance | Insuring Butler & Pennsylvania

We don’t work for an insurance company. We work for you.

As an independent insurance agency, we aren’t bound by one insurance company but are free to shop multiple providers to customize the best plans for our clients.

We have relationships with a large number of quality companies who provide an array of coverage options, and we will assist you in making proper coverage decisions. The coverage we provide includes auto insurance, home insurance, business / commercial insurance, and life insurance.

Clarence W. Howard founded C.W. Howard Insurance Agency in 1951. The insurance agency has served Butler and Western Pennsylvania for three generations.

Each member of our team is dedicated to ensuring the best service is received by each client. Each team member also works toward achieving each of the points of the C. W. Howard Insurance 14 Points of Culture.

Pennsylvania Insurance Quotes

Cargo Insurance Vs. Commercial Trucking Insurance

Posted: July 18, 2019

Commercial carriers are required by law to have carrier liability insurance. Since this insurance provides limited coverage, and because cargo can be damaged in many different ways, most shippers request cargo insurance to protect their goods from damage, loss, or theft during transit. Commercial trucking insurance, on the other hand, is essential coverage for a business or owner-operator providing trucking services. What Is Cargo Insurance?... Read Article

Understanding Collector Car Insurance

Posted: July 16, 2019

Anyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than... Read Article

How Long Does Business Interruption Insurance Coverage Last?

Posted: July 4, 2019

Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in... Read Article