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C.W. Howard Insurance - Butler, Pennsylvania

C.W. Howard Insurance Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Butler, Seven Fields, Cranberry, Pittsburgh, and All of Pennsylvania

Jeff
Jeff Howard, President

We don’t work for an insurance company. We work for you.

As an independent insurance agency, we aren’t bound by one insurance company but are free to shop multiple providers to customize the best plans for our clients.

We have relationships with a large number of quality companies who provide an array of coverage options, and we will assist you in making proper coverage decisions. The coverage we provide includes auto insurance, home insurance, business / commercial insurance, and life insurance.

Clarence W. Howard founded C.W. Howard Insurance Agency in 1951. The insurance agency has served Butler and Western Pennsylvania for three generations.

Each member of our team is dedicated to ensuring the best service is received by each client. Each team member also works toward achieving each of the points of the C. W. Howard Insurance 14 Points of Culture.

Read what satisfied customers have said about C.W. Howard Insurance.

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Pennsylvania Insurance Quotes

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Recent News & Updates

Insurance Tips for Your Landscaping Business

Posted: April 4, 2026

Landscaping businesses deal with unique challenges due to the industry’s seasonal nature and the physically demanding work crews perform every day. Your daily operations involve a high level of hands-on risk that could lead to substantial financial losses if you lack adequate protection. Your insurance portfolio must match both your property and liability exposures, so your company remains viable year-round. Developing a comprehensive risk management...

How Landscaping Can Impact Your Homeowners' Insurance

Posted: April 1, 2026

National Lawn and Garden Month is a perfect reminder to enhance the beauty of your property via thoughtful landscaping. While a lush green lawn and colorful flower beds significantly improve curb appeal, these aesthetic choices similarly play a major role in your overall property risk profile. Homeowners often overlook how certain plants or structures affect the replacement costs of their dwelling or the likelihood of...

Commercial Auto Insurance Tips for Spring Delivery Fleets

Posted: March 19, 2026

Spring demand rapidly ramps up your overall delivery exposure by increasing miles driven, tightening delivery schedules, and requiring more active drivers. Understanding your baseline fleet risk profile requires a close evaluation of specific vehicle types, operational radius, typical cargo, peak driving hours, and your balance of urban versus rural routes. A larger operational footprint inherently exposes the company to greater risk of vehicle collisions and...

Home & Auto Spring Maintenance Checklist

Posted: March 16, 2026

Spring maintenance keeps your property in good condition and helps you get better insurance rates. Evaluating your home exterior after winter is a critical step in identifying minor problems before they turn into major structural damage. You must prioritize inspecting your roof, cleaning out gutters, and checking proper soil drainage. Confirming your sump pump works correctly will further reduce your risk profile. Factors that affect...

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